WIWW: Scarf or Necklace

I couldn't decide if I liked the necklace or the scarf better with this outfit. Or in picture 3 both. ;) I think for the colder months the scarf works and for spring I could see the necklace, top, and cardi paired with denim cutoffs and strappy sandals all looking great together.

Top: BR Outlet
Cardi: Gap
Scarf: JC Penney
Necklace: NY & Co
Jeans: Zara

Linking up with Lindsey at the Pleated Poppy for What I Wore Wednesday.